Homeowners Insurance

Your home is an investment. Protecting that investment doesn’t have to be a challenge.

The homeowners insurance marketplace in Florida is anything but simple. 

When principle agent Todd Sipowski stood on the streets of Homestead in the aftermath of Hurricane Andrew, he saw firsthand the destructive power of a natural disaster in a densely, populated region like South Florida. Working as a claims specialist for a Fortune-500 insurance company, he spent time with the victims and families who saw their homes ripped apart by Andrew. 

Since Hurricane Andrew and other destructive storms since, homeowners insurance in Florida has become more complicated. Our agency is dedicated to finding the best companies that will stand up to the financial strain of a once-in-a-lifetime storm. 

During and outside of hurricane season, your home still needs to be protected. Our team can help you find the right policy and coverage to insure:

  • Structure
  • Contents of the Home
  • Additional Living Expenses or Loss of Use
  • Personal Liability 

Don't be blindsided by a hole in your coverage. 

We specialize in identifying duplicate or overlapping coverage. Our agents can also help find holes in your coverage, so you can be sure you're protected from financial pressure.

As an independent agency, we are committed to finding the right company and right policy for your coverage needs. 

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At Sipowski Insurance, personalized coverage is our priority.

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Sipowski Insurance

6192 N. Federal Highway, Boca Raton, FL 33487, US

(561) 912-3991


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